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Originally, Ovation Risk Planners, Inc. offered personal lines insurance exclusively to its commercial clients.  In recent years, we have expanded our personal lines department to include a staff of 8 licensed and highly trained personnel.  Our niche markets are not just the high value homeowner, of which we have access to all available markets, but also the hard to place auto and homeowner due to proximity to the water and/or excessive claims.  We have a wide variety of markets available for both primary and seasonal homeowner’s, personal auto, recreational vehicles, (including watercraft), and mono-line personal articles floaters.


Many of our competitors are simply looking for the “hit and run”, they’ll write new business and forget about it. Our team constantly monitors renewals for excessive and unwarranted increases and changes in the market place. We employ a dedicated team that is constantly meeting with our existing insurance company’s representatives as well as being on the watch for new emerging markets.